[et_pb_section fb_built=”1″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_row _builder_version=”4.8.2″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/2.jpg” title_text=”2″ align=”center” force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” admin_label=”Text”]Our January report focused mostly on 2020’s annual statistics. This report will put most of its attention on quarterly and monthly indicators, which better illustrate changes occurring as 2020 progressed and 2021 began.

[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/3-1.jpg” title_text=”3″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/4-2.jpg” title_text=”4″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]As is the norm, new listing activity began to pick up in January, after hitting the usual, annual low point in December. The number of new listings coming on market in January was up about 34% over January 2020.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/5-2.jpg” title_text=”5″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”] [/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/6-1.jpg” title_text=”6″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]Month by month, year-over-year comparison of home sales volumes – illustrating the initial pandemic crash in activity followed by the market rebound that saw monthly sales volumes climb well above the levels of the previous year.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/7-2.jpg” title_text=”7″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]In 2020, year-over-year sales of homes $3 million and above saw a significant increase, while the sales volume of homes below that threshold actually declined a little. However, neither statistic does justice to the rapid acceleration in market activity occurring in the second half of the year.

Big jumps in high-price home sales were common around most of the Bay Area last year after the pandemic hit.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/8-2.jpg” title_text=”8″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]The number of price reductions has dropped rapidly from the peaks it hit in late summer, early autumn.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/9-1.jpg” title_text=”9″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]The 2 tables below reflect market statistics and values for Q4 2020 only, which will often be different than those for the full year 2020. It is not unusual for more expensive markets to have softer supply and demand statistics – such as higher average days on market figures, and lower percentages of listings accepting offers within the period – though this is not always the case.

Median sales values can fluctuate for a number of reasons, and are especially prone to do so in markets with low sales volumes.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/10.jpg” title_text=”10″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/11-1.jpg” title_text=”11″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]Luxury home sales by city and price segment:
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/12-1.jpg” title_text=”12″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]The most dramatic surge in luxury home sales occurred in the third quarter of 2020 – a factor in the Q3 peaks in median sales price and average dollar per square foot values illustrated in the first 2 charts of this report.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/13-1.jpg” title_text=”13″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]Below is the first table of a full-year 2020 home value analysis of markets around the Bay Area, ranked by median sales price, highest to lowest. The peninsula has a large footprint at the top of the list. The full report and home price map are here: Bay Area 2020 Home Prices.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/14.jpg” title_text=”14″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_text _builder_version=”4.8.2″ _module_preset=”default”]Two of the factors behind the housing market recovery after the pandemic first hit were the dramatic drop in interest rates, and the significant rebound in the stock market – especially in the stocks of some of our local high-tech giants.
[/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/15.jpg” title_text=”15″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/16-1.jpg” title_text=”16″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/17.jpg” title_text=”17″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/18-scaled.jpg” title_text=”18″ force_fullwidth=”on” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/19-1-scaled.jpg” admin_label=”Image” _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]

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Broadway Shows and Other Top Entertainment Streaming Online for Free

 

Any theater lover knows the show must go on, and a global pandemic certainly hasn’t slowed our entertainment options, it’s just repackaged them for online, at-home consumption. Now’s the time to nab some VIP seating and catch a front-row view of all the top entertainment streaming online for FREE right now.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” link_font_size=”26px” header_text_align=”center” header_line_height=”1.1em” header_3_font_size=”26px” header_3_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center”]

17 of The Best Online Games
to Play as a Family

 

Families spending time at home together or living in different places can stay entertained and connected with a plethora of online and mobile games.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/4.jpg” title_text=”4″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||15px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/5.jpg” title_text=”5″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://mommypoppins.com/kids/best-reading-spelling-and-writing-apps-for-kids?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Best Reading, Spelling, and
Writing Apps for Kids

 

Not only can you take a virtual tour of the museum, but you can also deepen your art knowledge through one of the MoMA’s online classes. MoMA is offering of a few different art courses on its website. All classes are taught through the online portal Coursera and allow participants to learn directly from artists and designers as well as examine the museum’s collection, according to the MoMA website.

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Zoom, It’s Not Just For Work: 30 Fun Activities Families Can Do Online

 

At first we had no idea how we were going to stay connected. Then we discovered that there were, in fact, many ways to interact even if we could not physically be together. We started Skyping, FaceTiming and Zooming with friends and family. We celebrated Zoom birthday celebrations…book clubs….and those ubiquitous happy hours. But now that we’ve settled into this new reality, we are looking for ways to up the ante.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/6.jpg” title_text=”6″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.8.2″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/1-2.png” title_text=”1″ _builder_version=”4.8.2″ _module_preset=”default”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||15px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/7.jpg” title_text=”7″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.halfbakedharvest.com/eggs-in-purgatory/?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Eggs in Purgatory with
Chile butter and Feta

 

Turkish inspired Eggs in Purgatory with Chile Butter and Feta. Perfectly soft-cooked eggs simmered in a simple, slightly spicy, tomato sauce with garlic, herbs, and lemon. Top this one-skillet recipe with fresh herbs, plenty of feta cheese, and serve with olive oil toasted bread for dipping.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.epicurious.com/recipes/food/views/bombay-toasties-masala-chile-cheese-tara-obrady?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Bombay Masala Chile Cheese Toasties

 

Melty, cheesy, crunchy, spicy—these sandwiches, a street food favorite in India, check all the boxes. There’s a tender potato filling, crisp vegetables, and oozing cheese tucked between golden bread that’s spread with an invigorating green chutney.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/8.jpg” title_text=”8″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||15px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/4-1.jpg” title_text=”4″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.yahoo.com/lifestyle/tiktoks-next-big-thing-over-161142595.html?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

TikTok’s Next Big Thing is
This Over-the-top Feta Pasta Recipe

 

A baked feta pasta recipe, which food blogger @feelgoodfoodie shared in the post that has garnered the most views, . has been taking over users’ For You pages. It’s allegedly the reason grocery stores in Finland ran out of feta cheese. In most videos, the process is simple.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.realsimple.com/food-recipes/shopping-storing/food/food-dining-trends-2021?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

21 (Delicious) Food and Dining Trends Coming Your Way in 2021

 

Who better to tap for projected dining trends than some our nation’s top tastemakers: The chefs, restaurant owners, registered dietitians, culinary school instructors, grocery product managers, and bartenders that set the stage for foods we line up for (masks on and at a distance, please), follow on social media, and what we cook for our families at home.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/5-1.jpg” title_text=”5″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.8.2″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/6.png” title_text=”6″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” module_alignment=”center”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||15px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/7-1.jpg” title_text=”7″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://nmaahc.si.edu/event/artists-home-school-outreach-21?trumbaEmbed=view%3Devent%26eventid%3D150314886&utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Artists At Home: School Outreach

 

This school semester, the National Museum of African American History and Culture (NMAAHC) is offering a digital, interactive art program for teachers and their students in grades 3-8. Adapted from our summer program, “Artists at Home” is designed to engage students in hands-on art making and conversations about African American artists and different genres of visual art.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.artfixdaily.com/calendar/details/2966-contemporary-art-gallery-online-is-proud-to-announce-their-1st-bl?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Contemporary Art Gallery Online is Proud to Announce Their 1st Black History Month 2021 Exhibition

 

Contemporary Art Gallery Online encourages entries from all 2D and 3D artists regardless of their experience, education in the art field or where they may reside. This is an international competition, and everyone, who meets the eligibility, is encouraged to participate. 

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/8-1.jpg” title_text=”8″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||15px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2021/02/9.jpg” title_text=”9″ align=”center” _builder_version=”4.8.2″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.sftravel.com/article/celebrate-black-history-month-these-cultural-happenings-san-francisco?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

Celebrate Black History Month with Cultural Happenings in SF

 

San Francisco will celebrate Black History Month with an exciting slate of events to commemorate the contributions of African-Americans within our city, across our nation, and throughout our history, beginning Feb. 1. Plan ahead, purchase tickets, and gather your friends to take part in all of the excitement here in San Francisco and the East Bay.

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Google, Coca-Cola and Other American Companies Are Celebrating Black History Month 2020

 

February is Black History Month, and much of corporate America is commemorating the occasion. From tech to retail and industries in between, here’s how some of the nation’s biggest businesses are celebrating the achievements of black Americans.

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Riding the Next Wave of Wellness

 

No matter what the latest health and wellness trend is, technology plays a key role in creating new ways to work out and improve one’s well-being. Technology empowers startups and unleashes innovators across the industry. The future will be no different.

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What Will Wellness Look Like in 2021?

 

The future of more accessible and inclusive tools of wellness is looking brighter for 2021. Here, seven emerging and expanding wellness movements primed to aid health and happiness in a new year.

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This 15-Minute Neck-and-Shoulder Stretch Relieves Tension in Your Body and Mind

 

On the latest episode of Good Moves, Brooklyn-based BK yoga club co-founders Alicia Ferguson and Paris Alexandra demo just how easy it is to relieve such stiffness and pain with a simple yoga flow that serves as a neck-and-shoulder stretch.

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EatingWell’s Top 10 Health
and Wellness Trends for 2021

 

2020 has been quite a year. Many of us are looking to next year with high hopes. The coronavirus pandemic has really changed the way we eat and shop for food, as well as renewed our interest in staying healthy. With that in mind, we identified trends—some new and some continuing to take off—that we think will be big in health and wellness next year. Here’s what we expect to see more of.

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Larkin Street Youth Project

 

Imagine a World where ALL youth have equal opportunities for recreation, fitness, and friendship—regardless of their abilities. KEEN’s Mission – Empower youth with disabilities by providing free, non-competitive one-to-one programs of exercise, fitness and fun, led by volunteer coaches.

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826 Valencia

 

826 Valencia is a nonprofit organization dedicated to supporting under-resourced students ages six to eighteen with their creative and expository writing skills and to helping teachers inspire their students to write.

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The Bread Project

 

The Bread Project has a vision for all reentry and justice-involved individuals to be able to contribute to a stronger community through stable, gainful, and fulfilling work. We leverage the power of food prep and baking training, and job placement assistance, to support the integration of these men and women into society

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Community Grows

 

Our vision is that all youth are able to benefit from the joy and healing of nature-based outdoor education, and develop the tools, confidence and resources to navigate and challenge structural injustices.

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San Mateo County

 

As I am sure you will agree, the year 2020 will go down in history as one of our Nation’s most difficult. Who could have foreseen in 2019 that we would undergo political and social turmoil, a deadly pandemic and a bitterly contested Presidential election?

By mid-March 2020, my team and I thought we were headed into a dramatically slowing market. Little did we know that we were about to face one of the most robust real estate markets we had seen in years. In 7 months, I personally sold 28 homes totaling $54M in sales.

For six weeks after Shelter In Place (SIP) began, the local housing market came to a standstill until early May. At that point, people began to realize that working and educating our children from home would soon become our new “normal”. With that, people began to re-evaluate their housing needs.

What we saw was a tremendous upheaval in our housing marketplace. The most popular keyword search term on our company website was “Outdoor Space”. People from San Francisco decided to move to the suburbs for more space. We saw a rise in condo and townhome sales as sellers wanted to upgrade into single family homes. People in 3-bedroom single family homes needed more rooms for an extra office or a “zoom room” for their kids to attend school online. Those who owned 4-5 bedroom homes who were nearing retirement decided to take advantage of the historically low interest rates and move out of the area to low or no-income tax states like Washington and Nevada.

Despite not being allowed to have open houses, our housing market became frenetic. Home values on the Peninsula began to shoot up again, multiple offers became the norm and homes were selling within a week to 10 days. With interest rates still hovering at historical lows in the high 2%/low 3% range (depending on loan size and loan product) and low inventory, we continue to see much of the same as we ease into 2021. We expect it to continue well into the second half of the year.

I will continue to keep you apprised as the year wanes on. If you have any additional questions, please do not hesitate to reach out.

Best,
Caroline

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“Life isn’t about waiting for the storm to pass. It’s about learning how to dance in the rain.”

I hope this email finds you all doing well and staying healthy! I’ve been staying very busy between all the Zoom meetings for work, trying to homeschool my 7th-grade daughter and binge-watching “Ozark” with my husband.

In terms of our local real estate market, I’ve sat on a multitude of webinars, and conference calls over the last several weeks with economists, real estate experts, and prominent wealth managers. While nobody has a crystal ball, the general consensus is that:

1. Real estate will help lead the country out of a recession this time around. Interest rates are still historically low. We live in an area with such a diverse economy. Unless interest rates start to tick upward and we start to see layoffs at some of the local tech giants, I don’t see our market declining anytime soon. It may level off but I don’t see a decline in the short term.

2. Real Estate as the “safer asset”. After the dot-com bomb, people will probably move their money from the stock market into real estate as it will be perceived as a “safer” asset class.

3. Our local market seems to have picked up in the last week and a half. We are seeing fewer homes being withdrawn from the market, more homes being put on the market and pending sales are up 42% since the week of March 29th. (See slide below).

4. Being stuck at home has inspired people to look for bigger homes. Our CEO shared on Monday that:

Fun Fact: China, where property transactions were at or around zero for the three weeks following movement restrictions, had within two months recovered to 50% of the 4-year average.

My Favorite Binge-worthy Shows: Money Heist and Ozark. Both are on Netflix.  
If you have any questions or if I can help in any way, please don’t hesitate to reach out. 

Stay well and stay safe!

Best,

Caroline

What will be the Economic Impact of the COVID-19 Crisis?

On April 28th, McKinsey & Company’s Global Managing Partner, Kevin Sneader appeared on CNBC to discuss how his firm is advising multiple governors on when and how to reopen their states. In his words, the decision hinges on one question: how do you reconcile the saving of lives with the safeguarding of livelihood? 

There’s no easy answer. And with 70% of the US workforce unable to do their jobs from home, states need to consider how to make sure there is enough PPE, testing, and contact-tracing in place to be confident that once they reopen, they won’t have to shut down again.

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How This Could Unfold

A recent survey of over 2,000 global executives showed that many expect the recovery to look like one of the scenarios shaded in blue below (A1–A4) which lead to a V- or U-shaped recovery. In each of these, the COVID-19 spread is eventually controlled, and catastrophic structural economic damage is avoided. 

Almost one third of these leaders anticipate a muted world recovery where US GDP could drop 35-40% in Q2 of 2020 and won’t return to pre-crisis levels until Q1 of 2023 (A1). A slightly more optimistic outlook was the second most anticipated scenario, reflecting virus containment by mid-Q2 of 2020 with an economic rebound following Q2 2020 (A3). [Source: McKinsey] [/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2020/05/image-2.jpg” _builder_version=”4.0.9″][/et_pb_image][et_pb_text _builder_version=”4.0.9″]

Which Sectors are being Hit the Hardest?

 

1. Commercial Aerospace
   May take years to recover from production and supply chain shortages 
2. Consumer Air & Travel Domestic recovery is likely to recover faster than international travel
3. Oil & Gas
   Oil price decline driven by short-term demand impact and OPEC+ decision to increase supply
4. Insurance Carrier
   Reduced interest rates and investment performance impacting returns
5. Automotive
   Trade tensions and declining sales amplified by an acute decline in global demand

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