Golden Gate Bridge

What’s Happening in the Bay Area?

by Market ReportReal Estate Services
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Broadway Shows and Other Top Entertainment Streaming Online for Free

 

Any theater lover knows the show must go on, and a global pandemic certainly hasn’t slowed our entertainment options, it’s just repackaged them for online, at-home consumption. Now’s the time to nab some VIP seating and catch a front-row view of all the top entertainment streaming online for FREE right now.

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17 of The Best Online Games
to Play as a Family

 

Families spending time at home together or living in different places can stay entertained and connected with a plethora of online and mobile games.

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Best Reading, Spelling, and
Writing Apps for Kids

 

Not only can you take a virtual tour of the museum, but you can also deepen your art knowledge through one of the MoMA’s online classes. MoMA is offering of a few different art courses on its website. All classes are taught through the online portal Coursera and allow participants to learn directly from artists and designers as well as examine the museum’s collection, according to the MoMA website.

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Zoom, It’s Not Just For Work: 30 Fun Activities Families Can Do Online

 

At first we had no idea how we were going to stay connected. Then we discovered that there were, in fact, many ways to interact even if we could not physically be together. We started Skyping, FaceTiming and Zooming with friends and family. We celebrated Zoom birthday celebrations…book clubs….and those ubiquitous happy hours. But now that we’ve settled into this new reality, we are looking for ways to up the ante.

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Eggs in Purgatory with
Chile butter and Feta

 

Turkish inspired Eggs in Purgatory with Chile Butter and Feta. Perfectly soft-cooked eggs simmered in a simple, slightly spicy, tomato sauce with garlic, herbs, and lemon. Top this one-skillet recipe with fresh herbs, plenty of feta cheese, and serve with olive oil toasted bread for dipping.

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Bombay Masala Chile Cheese Toasties

 

Melty, cheesy, crunchy, spicy—these sandwiches, a street food favorite in India, check all the boxes. There’s a tender potato filling, crisp vegetables, and oozing cheese tucked between golden bread that’s spread with an invigorating green chutney.

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TikTok’s Next Big Thing is
This Over-the-top Feta Pasta Recipe

 

A baked feta pasta recipe, which food blogger @feelgoodfoodie shared in the post that has garnered the most views, . has been taking over users’ For You pages. It’s allegedly the reason grocery stores in Finland ran out of feta cheese. In most videos, the process is simple.

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21 (Delicious) Food and Dining Trends Coming Your Way in 2021

 

Who better to tap for projected dining trends than some our nation’s top tastemakers: The chefs, restaurant owners, registered dietitians, culinary school instructors, grocery product managers, and bartenders that set the stage for foods we line up for (masks on and at a distance, please), follow on social media, and what we cook for our families at home.

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Artists At Home: School Outreach

 

This school semester, the National Museum of African American History and Culture (NMAAHC) is offering a digital, interactive art program for teachers and their students in grades 3-8. Adapted from our summer program, “Artists at Home” is designed to engage students in hands-on art making and conversations about African American artists and different genres of visual art.

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Contemporary Art Gallery Online is Proud to Announce Their 1st Black History Month 2021 Exhibition

 

Contemporary Art Gallery Online encourages entries from all 2D and 3D artists regardless of their experience, education in the art field or where they may reside. This is an international competition, and everyone, who meets the eligibility, is encouraged to participate. 

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Celebrate Black History Month with Cultural Happenings in SF

 

San Francisco will celebrate Black History Month with an exciting slate of events to commemorate the contributions of African-Americans within our city, across our nation, and throughout our history, beginning Feb. 1. Plan ahead, purchase tickets, and gather your friends to take part in all of the excitement here in San Francisco and the East Bay.

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Google, Coca-Cola and Other American Companies Are Celebrating Black History Month 2020

 

February is Black History Month, and much of corporate America is commemorating the occasion. From tech to retail and industries in between, here’s how some of the nation’s biggest businesses are celebrating the achievements of black Americans.

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Riding the Next Wave of Wellness

 

No matter what the latest health and wellness trend is, technology plays a key role in creating new ways to work out and improve one’s well-being. Technology empowers startups and unleashes innovators across the industry. The future will be no different.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.vogue.com/article/wellness-2021?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

What Will Wellness Look Like in 2021?

 

The future of more accessible and inclusive tools of wellness is looking brighter for 2021. Here, seven emerging and expanding wellness movements primed to aid health and happiness in a new year.

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This 15-Minute Neck-and-Shoulder Stretch Relieves Tension in Your Body and Mind

 

On the latest episode of Good Moves, Brooklyn-based BK yoga club co-founders Alicia Ferguson and Paris Alexandra demo just how easy it is to relieve such stiffness and pain with a simple yoga flow that serves as a neck-and-shoulder stretch.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.8.2″ _module_preset=”default” width=”90%” custom_margin=”15px||1px||false|false”][et_pb_column type=”1_2″ _builder_version=”4.8.2″ _module_preset=”default”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” text_line_height=”1em” header_text_align=”center” header_line_height=”1.1em” header_2_line_height=”1.2em” header_4_text_align=”justify” header_4_line_height=”1.6em” width=”100%” max_width=”100%” module_alignment=”center” link_option_url=”https://www.eatingwell.com/article/7881336/eatingwells-top-10-health-and-wellness-trends-for-2021/?utm_medium=email&utm_campaign=601dd1efa31ff90001882586&utm_source=5c17f781feb04e1be797041f&abe=0&agent_id=5c17f781feb04e1be797041f”]

EatingWell’s Top 10 Health
and Wellness Trends for 2021

 

2020 has been quite a year. Many of us are looking to next year with high hopes. The coronavirus pandemic has really changed the way we eat and shop for food, as well as renewed our interest in staying healthy. With that in mind, we identified trends—some new and some continuing to take off—that we think will be big in health and wellness next year. Here’s what we expect to see more of.

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Larkin Street Youth Project

 

Imagine a World where ALL youth have equal opportunities for recreation, fitness, and friendship—regardless of their abilities. KEEN’s Mission – Empower youth with disabilities by providing free, non-competitive one-to-one programs of exercise, fitness and fun, led by volunteer coaches.

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826 Valencia

 

826 Valencia is a nonprofit organization dedicated to supporting under-resourced students ages six to eighteen with their creative and expository writing skills and to helping teachers inspire their students to write.

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The Bread Project

 

The Bread Project has a vision for all reentry and justice-involved individuals to be able to contribute to a stronger community through stable, gainful, and fulfilling work. We leverage the power of food prep and baking training, and job placement assistance, to support the integration of these men and women into society

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Community Grows

 

Our vision is that all youth are able to benefit from the joy and healing of nature-based outdoor education, and develop the tools, confidence and resources to navigate and challenge structural injustices.

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MLS-Export-compressed

2020 Market Review and Update

by Market ReportReal Estate Services
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San Mateo County

 

As I am sure you will agree, the year 2020 will go down in history as one of our Nation’s most difficult. Who could have foreseen in 2019 that we would undergo political and social turmoil, a deadly pandemic and a bitterly contested Presidential election?

By mid-March 2020, my team and I thought we were headed into a dramatically slowing market. Little did we know that we were about to face one of the most robust real estate markets we had seen in years. In 7 months, I personally sold 28 homes totaling $54M in sales.

For six weeks after Shelter In Place (SIP) began, the local housing market came to a standstill until early May. At that point, people began to realize that working and educating our children from home would soon become our new “normal”. With that, people began to re-evaluate their housing needs.

What we saw was a tremendous upheaval in our housing marketplace. The most popular keyword search term on our company website was “Outdoor Space”. People from San Francisco decided to move to the suburbs for more space. We saw a rise in condo and townhome sales as sellers wanted to upgrade into single family homes. People in 3-bedroom single family homes needed more rooms for an extra office or a “zoom room” for their kids to attend school online. Those who owned 4-5 bedroom homes who were nearing retirement decided to take advantage of the historically low interest rates and move out of the area to low or no-income tax states like Washington and Nevada.

Despite not being allowed to have open houses, our housing market became frenetic. Home values on the Peninsula began to shoot up again, multiple offers became the norm and homes were selling within a week to 10 days. With interest rates still hovering at historical lows in the high 2%/low 3% range (depending on loan size and loan product) and low inventory, we continue to see much of the same as we ease into 2021. We expect it to continue well into the second half of the year.

I will continue to keep you apprised as the year wanes on. If you have any additional questions, please do not hesitate to reach out.

Best,
Caroline

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title-image

What will be the Economic Impact of Covid-19 Crisis?

by Market ReportReal Estate Services
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“Life isn’t about waiting for the storm to pass. It’s about learning how to dance in the rain.”

I hope this email finds you all doing well and staying healthy! I’ve been staying very busy between all the Zoom meetings for work, trying to homeschool my 7th-grade daughter and binge-watching “Ozark” with my husband.

In terms of our local real estate market, I’ve sat on a multitude of webinars, and conference calls over the last several weeks with economists, real estate experts, and prominent wealth managers. While nobody has a crystal ball, the general consensus is that:

1. Real estate will help lead the country out of a recession this time around. Interest rates are still historically low. We live in an area with such a diverse economy. Unless interest rates start to tick upward and we start to see layoffs at some of the local tech giants, I don’t see our market declining anytime soon. It may level off but I don’t see a decline in the short term.

2. Real Estate as the “safer asset”. After the dot-com bomb, people will probably move their money from the stock market into real estate as it will be perceived as a “safer” asset class.

3. Our local market seems to have picked up in the last week and a half. We are seeing fewer homes being withdrawn from the market, more homes being put on the market and pending sales are up 42% since the week of March 29th. (See slide below).

4. Being stuck at home has inspired people to look for bigger homes. Our CEO shared on Monday that:

• Web traffic was up 30% from previous weeks.
• 20% of consumers are looking for Single Family Homes
• The most popular search term is, “outdoor spaces”.

Fun Fact: China, where property transactions were at or around zero for the three weeks following movement restrictions, had within two months recovered to 50% of the 4-year average.

My Favorite Binge-worthy Shows: Money Heist and Ozark. Both are on Netflix.  
If you have any questions or if I can help in any way, please don’t hesitate to reach out. 

Stay well and stay safe!

Best,

Caroline

What will be the Economic Impact of the COVID-19 Crisis?

On April 28th, McKinsey & Company’s Global Managing Partner, Kevin Sneader appeared on CNBC to discuss how his firm is advising multiple governors on when and how to reopen their states. In his words, the decision hinges on one question: how do you reconcile the saving of lives with the safeguarding of livelihood? 

There’s no easy answer. And with 70% of the US workforce unable to do their jobs from home, states need to consider how to make sure there is enough PPE, testing, and contact-tracing in place to be confident that once they reopen, they won’t have to shut down again.

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How This Could Unfold

A recent survey of over 2,000 global executives showed that many expect the recovery to look like one of the scenarios shaded in blue below (A1–A4) which lead to a V- or U-shaped recovery. In each of these, the COVID-19 spread is eventually controlled, and catastrophic structural economic damage is avoided. 

Almost one third of these leaders anticipate a muted world recovery where US GDP could drop 35-40% in Q2 of 2020 and won’t return to pre-crisis levels until Q1 of 2023 (A1). A slightly more optimistic outlook was the second most anticipated scenario, reflecting virus containment by mid-Q2 of 2020 with an economic rebound following Q2 2020 (A3). [Source: McKinsey] [/et_pb_text][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2020/05/image-2.jpg” _builder_version=”4.0.9″][/et_pb_image][et_pb_text _builder_version=”4.0.9″]

Which Sectors are being Hit the Hardest?

 

  1. Commercial Aerospace
    May take years to recover from production and supply chain shortages 
  2. Consumer Air & Travel Domestic recovery is likely to recover faster than international travel
  3. Oil & Gas
    Oil price decline driven by short-term demand impact and OPEC+ decision to increase supply
  4. Insurance Carrier
    Reduced interest rates and investment performance impacting returns
  5. Automotive
    Trade tensions and declining sales amplified by an acute decline in global demand
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RWS-1

Compass Bridge Loan Services

by Real Estate Services
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Compass
Bridge Loan Services

A simple solution to bridge the gap between the home you have and the home you want

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Compass Bridge Loan Services gets you access to competitive rates and dedicated support from industry-leading lenders, with the exclusive option to get up to six months of your loan payments fronted when you sell your home with a Compass agent.

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What’s a bridge loan?

A bridge loan is a short-term loan that uses the equity from your current home to help you make an offer on a new one, without rushing to sell.

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Our Solution

After months of research, Compass has selected lenders that are offering competitive rates and dedicated service for Compass clients. Already working with a lender you love? No problem. This unique solution lets you choose the provider that works best for you.

Bridge Loan Advance

I’ll work with you to sell your current home and get up to six months of your bridge loan payments and other associated costs fronted — an exclusive offering for Compass clients, regardless of the lender you use.*

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Does a bridge loan
make sense for you?

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Is your money tied up in your current home?

If you need to move but your money is tied up in the equity of your current house, a bridge loan can help you secure funding to facilitate the transition to a new home — like for a down payment or mortgage payments. Once your current home sells, you’ll use the proceeds to pay the bridge loan back.

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Do you need to move within a specific timeframe?

If you’re relocating for a new job or other reason, a bridge loan can afford you the freedom to move on your own terms and secure a new house when you need to, without having to wait for your old home to sell.

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Does your home require renovations or other work?

Whether you’re using Compass Concierge to increase your home’s value, or are making improvements on your own, it may be easier to have construction work done when you’re out of the house. A bridge loan can help you move faster so you’re out of the house while those improvements are being completed.

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How it works

01  Inquire directly with a bridge loan lender, such as Better.com or Freedom Mortgage, to see financing options and if you qualify.

02  Apply to get pre-approved for a bridge loan with the lender of your choice, while searching with your Compass agent for your next home.

03  If approved for a bridge loan, learn more about getting the first six months of your bridge loan payments fronted via the Bridge Loan Advance by Notable, an independent lender.

04  If needed, use your approved bridge loan to strengthen your bid on a new home.

05  Move into your new home while your Compass agent works to sell your current home.

Use Compass Concierge home improvement services to sell your home faster and for more money.

06  When your old home sells, simply use the proceeds to pay back the bridge loan and Bridge Loan Advance.

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Curious how Compass Bridge Loan Services can help you achieve your goals?

See what a difference this program makes for yourself right here.

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*The Bridge Loan Advance for Compass clients is a loan provided by Notable Finance, LLC, NMLS# 1824748 and is available to all eligible Compass clients working with the Bridge Loan lender of their choice. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Loans made or arranged pursuant to a California Finance Lenders Law license. Compass is not a lender and is not providing loans as part of Compass Bridge Loan Services.

Information regarding lenders which offer short-term Bridge Loan financing is provided for informational purposes only and does not constitute an endorsement of the particular lenders referenced. Compass cannot guarantee that these institutions will be able to assist and does not assume any responsibility as to the performance of services to be provided by these institutions. There are no requirements that you participate in the Compass Bridge Loan Services or obtain a loan from these providers to participate in any other Compass programs (such as Compass Concierge). Speak to your Bridge Loan lender about all the costs you may be responsible for in connection with your Bridge Loan.

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DR-After

Maximize the value of your home with Compass Concierge

by Real Estate Services
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Compass Concierge, the home improvement service that transforms Compass listings to reach their full potential with zero upfront costs and no interest.

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Exclusive to Compass, our Concierge program is designed to prepare your home for the market. From deep-cleaning to cosmetic improvements. Let’s work together to assess every opportunity to elevate your home’s value.

Once the necessary improvements have been determined, Compass will front all costs, collecting payment for the services rendered at the time of the property’s closing. By investing in your home’s potential, we aim to provide a swifter, more profitable sale.

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Before and after photos

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Smart

I work with you to help  you determine which services can deliver the greatest return on your investment.

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Fast

The entire process is designed for speed, so that work can begin — and your home can sell — as quickly as possible.

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Transparent

You’ll never have to worry about upfront costs or interest.

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Easy

I’ll be by your side throughout the process, advising you along the way.

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Success story 1

8 Channel Drive, Redwood Shores (Fall 2018)

Sold:  $2,580,00 (previous comp sold for $2,250,000 6 months before)

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$42K

Investment in Concierge Services

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$330K

Increase in sales price

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Dining Room

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Eat-in Kitchen

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Front Room

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Master Bedroom

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Renovation Services Utilized

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  • Interior Paint
  • Engineered hardwood flooring throughout downstairs
  • Replaced carpet upstairs
  • Removed window coverings
  • Replaced several window panes because they had condensation between the panes (seal failure)
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  • Replaced light fixtures in Dining Room and Eat-in Kitchen area
  • Installed marble countertops, new sink and faucet in kitchen
  • Staged
  • Some landscaping in the backyard (replaced patches of lawn)
  • Window washing
  • Deep cleaning
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How it works

1.  I’ll work with you to decide which services can increase your home’s value the most and set an estimated budget for the work.

2.  When you’re ready to start, I’ll be by your side as you engage vendors and commission work. 

3. Once the transformation is complete, your home will go on the market.  

4. You’ll pay for the services when one of the following happens — your home sells, you terminate your listing agreement with Compass, or 12 months pass from your Concierge start date.

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Curious how Compass Concierge can transform your sale?

See what a difference this program makes for yourself right here.

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Ready To Sell? This Is Your Action Plan

by with No Comment Real Estate Services
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Follow these five steps to get your house market-ready.

What do doctors, firefighters, accountants, computer engineers, and teachers all have in common? At one point or another during the course of their lives, they’ll all probably sell a home. But while some professions may give you great communication skills (which could come in handy with buyers) or make you a boss at crunching the numbers (all the better to compare mortgages), House Selling 101 probably isn’t a prerequisite for any of them. Of course, that’s why real estate agents are trained to list and sell your beloved San Francisco, CA, home for sale, but it doesn’t hurt to study up on some real estate basics.

Consider the following real estate sales strategy. Follow these five steps, and you’ll be well on your way to jump-starting your home sale.

1. Be vigilant with your belongings.
Now is the time to tackle those organization and cleaning projects. The detritus of life tends to stack up in our living spaces, which may be fine for every day but isn’t great for selling. Make the adage “less is more” your mantra and divide your belongings into two piles: one to take to the new place, one to toss or give away. (Or try following a flow chat for decluttering tips.) And remember, packing items away doesn’t mean shoving them in the hallway closet. Buyers will very likely open every cabinet and drawer, so those spaces should be tidy too.

Pro tip: Get a head start on packing and moving to your new home by renting a portable storage unit. Take a few days to pack the unit with displaced and off-season items, then call up the storage company to get it hauled away to the storage yard while you show your house. Once you’re settled in your new place, give them another call and have your stuff brought to your new home. Easy!

2. Find a real estate agent.
As you’re getting your house in order, start the hunt for a real estate agent. You’re not looking for just any agent; you need a real star to get you to the finish line. Put the word out to your network and don’t feel like you have to work with someone because they are family. Once you have some referrals, take the time for an interview and get to know their selling style. If said agent declines the interview request, they’re probably not for you — proceed to the next one on your list. If they seem almost right, keep looking until you find a great match. It’s worth the time investment to find the right agent.

3. Dig out all relevant paperwork.
While you’re cleaning and scrubbing, keep an eye out for paperwork that’s been stashed in random places throughout the years. Warranties, installation invoices, mortgage records — pull together all the documents you need to sell a house. Buyers hope for an active, informed seller who is involved with the details of their home. The best practice is to have all the paperwork you need for the seller’s disclosure notice. If you can’t find the documents, you can always select “I don’t know” on the form (but keep in mind, your home sale may suffer from the lack of information).

4. Schedule a strategy session with your real estate agent.
Purging and cleaning were the warm-up act. Now you’re ready for the main event. After you’ve signed on the dotted line with your real estate professional, schedule a walk-through before listing and take your agent’s feedback seriously. They know what color to paint that old maroon accent wall, how to stage the living room so it looks 20% bigger, and how to deal with outdated kitchen cabinets. They also know how to allocate your dollars to impress potential buyers.

5. Repair and remodel.
Work your way through your agent’s list of recommended repair tasks. If they advise a couple of remodel projects, make these a priority so listing photos can be scheduled. Remember, your agent is plugged in to the local market and has insider knowledge that can help your home compete in a crowded market.

Pro tip: If it’s a buyer’s market, consider scheduling a prelisting inspection. Nothing gives buyers the warm fuzzies more than seeing a completed inspection with items already attended to and checked off.

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