RWS-1

Compass Bridge Loan Services

[et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_enable_image=”off” custom_padding=”0px||1px|||” locked=”off”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.0.8″ width=”100%” max_width=”2560px” module_alignment=”center” custom_margin=”0px||-1px|0px|false|false” custom_padding=”4px||0px|0px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.8″ background_color=”#f9f9f9″ custom_padding=”29px|25px|63px|4px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.8″ header_font=”||||||||” header_text_align=”center” header_text_color=”#000000″ header_font_size=”31px” background_color=”rgba(0,0,0,0)” custom_margin=”|||” custom_padding=”30px||30px|100px|false|false” custom_padding_tablet=”|||0px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” header_font_size_tablet=”” header_font_size_phone=”29px” header_font_size_last_edited=”on|desktop”]

Compass
Bridge Loan Services

A simple solution to bridge the gap between the home you have and the home you want

[/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font_size=”17px” text_line_height=”1.8em” custom_margin=”|||” custom_padding=”30px|20px|30px|100px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|desktop”]

Compass Bridge Loan Services gets you access to competitive rates and dedicated support from industry-leading lenders, with the exclusive option to get up to six months of your loan payments fronted when you sell your home with a Compass agent.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.8″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Stocksy_txp533e301aHZq100_OriginalDelivery_1635924-e1574474556157.jpg” custom_padding=”214px||223px||false|false”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_color=”#ffffff” background_enable_image=”off”][et_pb_row _builder_version=”4.0.8″ background_enable_color=”off” width=”100%” max_width=”2400px” custom_padding=”20px|40px|20px|40px|false|false”][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ text_text_color=”#000000″ header_text_align=”center” header_text_color=”#000000″ header_font_size=”40px” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop”]

What’s a bridge loan?

A bridge loan is a short-term loan that uses the equity from your current home to help you make an offer on a new one, without rushing to sell.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_enable_image=”off” custom_padding=”0px||1px|||” locked=”off”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.0.8″ width=”100%” max_width=”2560px” module_alignment=”center” custom_margin=”0px||-1px|0px|false|false” custom_padding=”4px||0px|0px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.8″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Stocksy_txp8aeca065fkm100_Large_853716.jpg” custom_padding=”158px||215px||false|false”][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.8″ background_color=”#ffffff” custom_padding=”0px|1px|0px|44px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.5″ text_font_size=”17px” text_line_height=”1.8em” custom_margin=”|||” custom_padding=”30px|20px|30px|0px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|desktop”]

Our Solution

After months of research, Compass has selected lenders that are offering competitive rates and dedicated service for Compass clients. Already working with a lender you love? No problem. This unique solution lets you choose the provider that works best for you.

Bridge Loan Advance

I’ll work with you to sell your current home and get up to six months of your bridge loan payments and other associated costs fronted — an exclusive offering for Compass clients, regardless of the lender you use.*

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Grey-dots-fine.jpg” parallax=”on”][et_pb_row _builder_version=”4.0.8″ background_color=”#ffffff” custom_padding=”28px|0px|10px|1px|false|false”][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.8″ header_font_size=”41px” header_line_height=”1.3em”]

Does a bridge loan
make sense for you?

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.0.8″ background_color=”#ffffff” width=”100%” max_width=”2560px” custom_padding=”30px|0px|0px|5px|false|false”][et_pb_column type=”1_3″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″]

Is your money tied up in your current home?

If you need to move but your money is tied up in the equity of your current house, a bridge loan can help you secure funding to facilitate the transition to a new home — like for a down payment or mortgage payments. Once your current home sells, you’ll use the proceeds to pay the bridge loan back.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″]

Do you need to move within a specific timeframe?

If you’re relocating for a new job or other reason, a bridge loan can afford you the freedom to move on your own terms and secure a new house when you need to, without having to wait for your old home to sell.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″]

Does your home require renovations or other work?

Whether you’re using Compass Concierge to increase your home’s value, or are making improvements on your own, it may be easier to have construction work done when you’re out of the house. A bridge loan can help you move faster so you’re out of the house while those improvements are being completed.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_enable_image=”off” custom_padding=”0px||1px|||” locked=”off”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.0.9″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/02.jpg” width=”100%” max_width=”2560px” module_alignment=”center” custom_margin=”0px||-1px|0px|false|false” custom_padding=”4px||0px|0px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.8″ background_color=”#ffffff” custom_padding=”114px|0px|63px|0px|false|false” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.9″ text_font_size=”17px” text_line_height=”1.8em” header_font_size=”55px” custom_margin=”|||” custom_padding=”0px|44px|0px|2px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|desktop”]

How it works

01  Inquire directly with a bridge loan lender, such as Better.com or Freedom Mortgage, to see financing options and if you qualify.

02  Apply to get pre-approved for a bridge loan with the lender of your choice, while searching with your Compass agent for your next home.

03  If approved for a bridge loan, learn more about getting the first six months of your bridge loan payments fronted via the Bridge Loan Advance by Notable, an independent lender.

04  If needed, use your approved bridge loan to strengthen your bid on a new home.

05  Move into your new home while your Compass agent works to sell your current home.

Use Compass Concierge home improvement services to sell your home faster and for more money.

06  When your old home sells, simply use the proceeds to pay back the bridge loan and Bridge Loan Advance.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.9″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/02.jpg” custom_padding=”233px||250px||false|false”][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.7″ background_color=”#f7f7f7″ custom_padding=”||11px|||”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.5″][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.8″ text_text_color=”#000000″ text_font_size=”17px” header_font=”Compass Serif Reg|600|||||||” header_text_align=”left” header_text_color=”#000000″ header_font_size=”28px” header_line_height=”1.2em” header_2_text_align=”center” header_2_text_color=”#ffffff” background_layout=”dark”]

Curious how Compass Bridge Loan Services can help you achieve your goals?

See what a difference this program makes for yourself right here.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_video src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Bridge-Loans-Announcement_Simple-Solution.mp4″ _builder_version=”4.0.7″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ custom_padding=”0px|||||”][et_pb_row _builder_version=”4.0.5″][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_button button_url=”/contact” button_text=”Schedule An Initial Consultation” button_alignment=”center” _builder_version=”4.0.5″ custom_button=”on” button_text_size=”17px” button_text_color=”#ffffff” button_bg_color=”#4bc2bf” button_border_width=”0px” button_border_color=”#ffffff” button_letter_spacing=”1px” button_font=”||||||||” button_icon=”%%28%%” button_icon_color=”#ffffff” custom_margin=”||0px|” custom_padding=”||12px|” animation_style=”fade” button_border_color_hover=”#0c0405″ button_letter_spacing_hover=”1px” button_bg_color_hover=”#4bc2c0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”#0c0405″ button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4bc2c0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ custom_padding=”1px|||||”][et_pb_row _builder_version=”4.0.5″ custom_padding=”3px|||||”][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.9″ text_font_size=”13px”]

*The Bridge Loan Advance for Compass clients is a loan provided by Notable Finance, LLC, NMLS# 1824748 and is available to all eligible Compass clients working with the Bridge Loan lender of their choice. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Loans made or arranged pursuant to a California Finance Lenders Law license. Compass is not a lender and is not providing loans as part of Compass Bridge Loan Services.

Information regarding lenders which offer short-term Bridge Loan financing is provided for informational purposes only and does not constitute an endorsement of the particular lenders referenced. Compass cannot guarantee that these institutions will be able to assist and does not assume any responsibility as to the performance of services to be provided by these institutions. There are no requirements that you participate in the Compass Bridge Loan Services or obtain a loan from these providers to participate in any other Compass programs (such as Compass Concierge). Speak to your Bridge Loan lender about all the costs you may be responsible for in connection with your Bridge Loan.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Logos” module_class=”s_statistics” _builder_version=”4.0.5″ background_color=”#a8a8a8″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Topo-Pattern_-Black-02-grey.jpg” parallax=”on” custom_padding=”0px|0px|10px|0px” collapsed=”off”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”1_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2017/10/top-10-influential.png” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.0.9″ width_tablet=”” width_phone=”50%” width_last_edited=”on|phone” animation=”off”][/et_pb_image][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2017/10/top-agent-network-1.png” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”3.23″ width_tablet=”” width_phone=”50%” width_last_edited=”on|phone” animation=”off”][/et_pb_image][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2017/10/luxury-home.png” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”3.23″ width_tablet=”” width_phone=”50%” width_last_edited=”on|phone” animation=”off”][/et_pb_image][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2017/10/inter-1.png” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”3.23″ width_tablet=”” width_phone=”50%” width_last_edited=”on|phone” animation=”off”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]
DR-After

Maximize the value of your home with Compass Concierge

[et_pb_section fb_built=”1″ _builder_version=”4.0.8″][et_pb_row _builder_version=”4.0.8″][et_pb_column type=”4_4″ _builder_version=”4.0.8″][et_pb_text _builder_version=”4.0.8″]

Compass Concierge, the home improvement service that transforms Compass listings to reach their full potential with zero upfront costs and no interest.

[/et_pb_text][et_pb_text _builder_version=”4.0.8″]

Exclusive to Compass, our Concierge program is designed to prepare your home for the market. From deep-cleaning to cosmetic improvements. Let’s work together to assess every opportunity to elevate your home’s value.

Once the necessary improvements have been determined, Compass will front all costs, collecting payment for the services rendered at the time of the property’s closing. By investing in your home’s potential, we aim to provide a swifter, more profitable sale.

[/et_pb_text][et_pb_text _builder_version=”4.0.5″ background_color=”#ffffff” custom_padding=”10px|40px|10px|40px|false|false”]

Before and after photos

[/et_pb_text][baie_before_after_image src_before=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/DR-Before-2.jpg” src_after=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/DR-After-2.jpg” size=”fullsize.” align=”center” force_fullwidth=”on” _builder_version=”4.0.5″ locked=”off”][/baie_before_after_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_color=”#000000″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Topo-Pattern_-Black-02-grey.jpg” locked=”off”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.0.8″ background_color=”#000000″ width=”100%” max_width=”2560px” custom_padding=”20px|40px|20px|40px|false|false”][et_pb_column type=”1_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ text_text_color=”#ffffff” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”40px” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop”]

Smart

I work with you to help  you determine which services can deliver the greatest return on your investment.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ text_text_color=”#ffffff” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”40px” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop”]

Fast

The entire process is designed for speed, so that work can begin — and your home can sell — as quickly as possible.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ text_text_color=”#ffffff” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”40px” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop”]

Transparent

You’ll never have to worry about upfront costs or interest.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ text_text_color=”#ffffff” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”40px” text_orientation=”center” header_font_size_tablet=”” header_font_size_phone=”” header_font_size_last_edited=”on|desktop”]

Easy

I’ll be by your side throughout the process, advising you along the way.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.7″ locked=”off”][et_pb_row _builder_version=”4.0.7″][et_pb_column type=”4_4″ _builder_version=”4.0.7″][et_pb_video src=”https://www.youtube.com/watch?v=MSXEuRVBlyE” _builder_version=”4.0.7″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_image=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Grey-dots-fine.jpg” parallax=”on” locked=”off”][et_pb_row _builder_version=”4.0.7″ background_color=”#f9f9f9″ custom_padding=”28px|40px|10px|40px|false|false”][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.7″ header_font_size=”64px” custom_margin=”38px||||false|false” custom_padding=”0px||||false|false”]

Success story 1

8 Channel Drive, Redwood Shores (Fall 2018)

Sold:  $2,580,00 (previous comp sold for $2,250,000 6 months before)

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ background_color=”#f9f9f9″ custom_padding=”20px|40px|20px|40px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ header_font=”|800|||||||” header_font_size=”80px”]

$42K

Investment in Concierge Services

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ header_font=”|800|||||||” header_font_size=”80px”]

$330K

Increase in sales price

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ background_color=”#f9f9f9″ custom_padding=”30px|40px|39px|40px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][baie_before_after_image src_before=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/DR-Before-2.jpg” src_after=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/DR-After-2.jpg” size=”fullsize.” align=”center” force_fullwidth=”on” _builder_version=”4.0.5″][/baie_before_after_image][et_pb_text _builder_version=”4.0.5″]

Dining Room

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][baie_before_after_image src_before=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Eat-in-kitch-before.jpg” src_after=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Eat-in-kitchen-after.jpg” size=”fullsize.” align=”center” force_fullwidth=”on” _builder_version=”4.0.5″][/baie_before_after_image][et_pb_text _builder_version=”4.0.5″]

Eat-in Kitchen

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ background_color=”#f9f9f9″ custom_padding=”30px|40px|39px|40px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][baie_before_after_image src_before=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/FR-Before.jpg” src_after=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/FR-After-1.jpg” size=”fullsize.” align=”center” force_fullwidth=”on” _builder_version=”4.0.5″][/baie_before_after_image][et_pb_text _builder_version=”4.0.5″]

Front Room

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][baie_before_after_image src_before=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Master-Before.jpg” src_after=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Master-After.jpg” size=”fullsize.” align=”center” force_fullwidth=”on” _builder_version=”4.0.5″][/baie_before_after_image][et_pb_text _builder_version=”4.0.5″]

Master Bedroom

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.7″ background_color=”#f9f9f9″][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ header_font=”|700|||||||” header_text_align=”center”]

Renovation Services Utilized

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ background_color=”#f9f9f9″ custom_padding=”30px|40px|39px|40px|false|false”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″]
  • Interior Paint
  • Engineered hardwood flooring throughout downstairs
  • Replaced carpet upstairs
  • Removed window coverings
  • Replaced several window panes because they had condensation between the panes (seal failure)
[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″]
  • Replaced light fixtures in Dining Room and Eat-in Kitchen area
  • Installed marble countertops, new sink and faucet in kitchen
  • Staged
  • Some landscaping in the backyard (replaced patches of lawn)
  • Window washing
  • Deep cleaning
[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.8″][et_pb_column type=”4_4″ _builder_version=”4.0.8″][et_pb_button button_url=”https://carolinedinsmoreandco.com/concierge-services/” button_text=”See more case studies” button_alignment=”center” _builder_version=”4.0.8″ custom_button=”on” button_text_size=”17px” button_text_color=”#ffffff” button_bg_color=”#4bc2bf” button_border_width=”0px” button_border_color=”#ffffff” button_letter_spacing=”1px” button_font=”||||||||” button_icon=”%%28%%” button_icon_color=”#ffffff” custom_margin=”||0px|” custom_padding=”||12px|” animation_style=”fade” button_border_color_hover=”#0c0405″ button_letter_spacing_hover=”1px” button_bg_color_hover=”#4bc2c0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”#0c0405″ button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4bc2c0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_color=”#f9f9f9″ custom_padding=”0px||0px|||” locked=”off”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.7.7″ width=”100%” max_width=”2560px” custom_padding=”0px||0px|||”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/221170_DiningRoom_DeGournay.jpg” _builder_version=”4.0.7″][/et_pb_image][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.7.7″ custom_padding=”||||false|false” custom_padding_tablet=”0px|40px||40px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|phone”][et_pb_text _builder_version=”4.7.7″ text_font_size=”19px” text_line_height=”1.8em” header_font_size=”47px” custom_margin=”0px||||false|false” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”30px||0px||false|false”]

How it works

1.  I’ll work with you to decide which services can increase your home’s value the most and set an estimated budget for the work.

2.  When you’re ready to start, I’ll be by your side as you engage vendors and commission work. 

3. Once the transformation is complete, your home will go on the market.  

4. You’ll pay for the services when one of the following happens — your home sells, you terminate your listing agreement with Compass, or 12 months pass from your Concierge start date.

[/et_pb_text][et_pb_button button_url=”/contact” button_text=”Schedule An Initial Consultation” button_alignment=”center” _builder_version=”4.0.7″ custom_button=”on” button_text_size=”17px” button_text_color=”#ffffff” button_bg_color=”#4bc2bf” button_border_width=”0px” button_border_color=”#ffffff” button_letter_spacing=”1px” button_font=”||||||||” button_icon=”%%28%%” button_icon_color=”#ffffff” custom_margin=”||0px|” custom_padding=”||12px|” animation_style=”fade” button_border_color_hover=”#0c0405″ button_letter_spacing_hover=”1px” button_bg_color_hover=”#4bc2c0″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”on” button_border_color__hover=”#0c0405″ button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”1px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”#4bc2c0″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.0.5″ background_color=”#000000″ locked=”off”][et_pb_row _builder_version=”4.0.5″][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_text _builder_version=”4.0.5″ header_font_size=”38px” header_2_text_align=”center” header_2_text_color=”#ffffff” text_orientation=”center” background_layout=”dark”]

Curious how Compass Concierge can transform your sale?

See what a difference this program makes for yourself right here.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.0.7″ width=”100%” max_width=”1647px”][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_video src=”https://www.youtube.com/watch?v=4hd018raScA” _builder_version=”4.0.7″][/et_pb_video][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.0.5″][et_pb_video src=”https://www.youtube.com/watch?v=PfmoTXACQfo” _builder_version=”4.0.7″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]
221170_Kitchen_Overall

New Case-Shiller Index Report – for SF Metro Area

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”0px|||”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left”]

The CoreLogic S&P Case-Shiller Home Price Index does not evaluate median sales price changes, but employs its own proprietary algorithm to measure home price appreciation over time. Since its indices cover large areas – for example, the San Francisco Metro Area is comprised of 5 counties – which themselves contain communities of widely varying home values, the C-S chart numbers do not refer to specific prices, but instead reflect prices as compared to those prevailing in January 2000, which are all designated as having a consistent value of 100. A reading of 250 signifies that home prices have appreciated 150% above the price prevailing in January 2000.

Case-Shiller divides all the house sales into thirds, or tiers: The third of sales with the lowest prices is the low-price tier; the third of sales with the highest sales prices is the high-price tier; and the third in between is the mid-price. The price ranges of these tiers change as the market changes. The 3 price tiers experienced dramatically different bubbles, crashes and recoveries over the past 18+ years, to a large degree determined by how badly the tier was affected by the subprime financing crisis. The low price tier was worst affected – huge bubble, huge crash, most dramatic recovery – and the high-price least affected (but still significantly affected).

Most house sales in expensive counties such as San Francisco, Marin and San Mateo, as well as affluent communities in other Bay Area counties are in the “high price tier”, and many would qualify for an “ultra-high-price tier,” if such existed. All counties, to varying degrees, have sales in all 3 price tiers.

The Index is published 2 months after the month delineated – the September 2019 index was released 11/26/19 – reflects a 3-month rolling calculation, and one month’s sales generally reflect accepted-offer activity in the previous month. The Index is looking into a rear-view mirror at the market 3 to 5 months ago: The Sept. 2019 reading, released in late November , mostly reflects market conditions in June – August 2019.

The 5 counties in our Case-Shiller Metro Statistical Area are San Francisco, Marin, San Mateo, Alameda and Contra Costa: Alameda and Contra Costa are by far the largest markets; SF itself comprises only about 7% of house sales in the metro area. We believe the Index generally applies to other Bay Area counties, such as Sonoma and Santa Clara, though those 2 have had somewhat softer markets over the past year. There are hundreds of unique real estate markets in such a broad region, with different dynamics, moving at varying speeds, sometimes in different directions. How the C-S Index applies to any particular property is impossible to know without a specific comparative market analysis.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.5″][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_02.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_03.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_04.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_05.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_06.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_07.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_08.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_09.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_10.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_11.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_12.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_13.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_14.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/12/Case-Shiller_Update_Compilation_Page_15.jpg” _builder_version=”4.0.7″][/et_pb_image][et_pb_text _builder_version=”4.0.7″]

Data courtesy of S&P Dow Jones Indices LLC, CoreLogic S&P/Case-Shiller:

More information: https://us.spindices.com/index-family/real-estate/sp-corelogic-case-shiller

 

 

Compass is a real estate broker licensed by the State of California, DRE 01527235. Equal Housing Opportunity. This report has been prepared solely for information purposes. The information herein is based on or derived from information generally available to the public and/or from sources believed to be reliable. No representation or warranty can be given with respect to the accuracy or completeness of the information. Compass disclaims any and all liability relating to this report, including without limitation any express or implied representations or warranties for statements contained in, and omissions from, the report. Nothing contained herein is intended to be or should be read as any regulatory, legal, tax, accounting or other advice and Compass does not provide such advice. All opinions are subject to change without notice. Compass makes no representation regarding the accuracy of any statements regarding any references to the laws, statutes or regulations of any state are those of the author(s). Past performance is no guarantee of future results.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]
FR-After

The Dangers of Overpricing in the San Mateo County Real Estate Market

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”0px|||”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ background_position=”top_left” custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”left”]

While overpricing almost always has negative ramifications for sellers (lower sales prices than if priced correctly to begin with), it can provide opportunities for buyers who carefully track price reductions and react accordingly. Such buyers will typically face less competition from other buyers – often no competition, which eliminates any need for overbidding – and allows for more aggressive negotiation of the purchase price. Across Bay Area markets, price reduced properties consistently sell for lower average dollar per square foot values than homes that sell quickly.

The Truth about Home Pricing

Ironically, instead of getting more money… [Over-pricing] usually stigmatizes a property and reduces the eventual sale price to less than it would have been with more realistic pricing.”

-House Selling for Dummies

Fair market value is that price a qualified, reasonably knowledgeable buyer is willing to pay, which a seller, not under duress, is willing to accept after the home has been properly exposed to the market.

Neither agents nor sellers determine market value: Only the market – willing and able buyers — determines market value. Agent and seller work together to create a plan – which includes pricing, preparation and marketing — to maximize the conditions that reliably achieve the highest possible sales price.

The vast majority of buyers will not make offers on homes they consider significantly overpriced. Either they don’t want to waste their time, or are uncomfortable with possibly “offending” the seller. In any case, they simply move on to other listings.

Well-priced homes create a sense of urgency in the buyer/broker communities to act quickly with strong, clean offers, and often lead to competitive bidding between buyers – which is the most likely way to increase sales price.

Overpricing wastes the optimum moment of buyer and broker attention: when it first comes on the market. This moment cannot be recaptured.

Overpriced homes kill any sense of buyer urgency and take much longer to sell, which then significantly reduces value in buyers’ minds: “There must be something wrong with it if it hasn’t sold by now.” It almost always eliminates the possibility of competitive bidding.

Overpricing helps sell competitive properties, since they stand out as good values in comparison.

If a listing has inadvertently been overpriced, the sooner it is recognized as such and the price reduced, the smaller the negative impact. Price reductions must be big enough to regain the attention of buyers and their agents – typically, at least 5%.

In order to win the listing, some agents suggest a list price considerably higher than what they believe market conditions and comparable sales justify—because they believe this is what the seller wants to hear. This is called “buying the listing” and is a violation of the fiduciary duty of honesty that an agent owes their client.

  • Price it right to begin
  • Prepare the home to show in its best possible
  • Implement the most comprehensive marketing plan
  • Hire an agent who knows how to negotiate effectively on your behalf, and manage the disclosure and due diligence

The difference can add up to tens or even hundreds of thousands of dollars.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.0.5″][et_pb_column type=”4_4″ _builder_version=”4.0.5″][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Screen-Shot-2019-11-22-at-5.24.51-PM.png” _builder_version=”4.0.5″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Screen-Shot-2019-11-22-at-5.25.00-PM.png” _builder_version=”4.0.5″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Screen-Shot-2019-11-22-at-5.25.06-PM.png” _builder_version=”4.0.5″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Screen-Shot-2019-11-22-at-5.25.13-PM.png” _builder_version=”4.0.5″][/et_pb_image][et_pb_image src=”https://carolinedinsmoreandco.com/wp-content/uploads/2019/11/Screen-Shot-2019-11-22-at-5.25.19-PM.png” _builder_version=”4.0.5″][/et_pb_image][et_pb_text _builder_version=”4.0.5″]

Compass is a real estate broker licensed by the State of California, DRE 01527235. Equal Housing Opportunity. This report has been prepared solely for information purposes. The information herein is based on or derived from information generally available to the public and/or from sources believed to be reliable. No representation or warranty can be given with respect to the accuracy or completeness of the information. Compass disclaims any and all liability relating to this report, including without limitation any express or implied representations or warranties for statements contained in, and omissions from, the report. Nothing contained herein is intended to be or should be read as any regulatory, legal, tax, accounting or other advice and Compass does not provide such advice. All opinions are subject to change without notice. Compass makes no representation regarding the accuracy of any statements regarding any references to the laws, statutes or regulations of any state are those of the author(s). Past performance is no guarantee of future results.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]

When darkness overspreads my eyes

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.

When, while lovely valley teems with vapour

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.

Unknown plants are noticed by when I hear the buzz

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.

Could impress upon paper all that is living

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.

Like the form of a beloved mistress

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.

When darkness overspreads my eyes

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me, that it might be the mirror of my soul, as my soul is the mirror of the infinite God!

O my friend — but it is too much for my strength — I sink under the weight of the splendour of these visions! A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine.

I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents. I should be incapable of drawing a single stroke at the present moment; and yet I feel that I never was a greater artist than now.

When, while the lovely valley teems with vapour around me, and the meridian sun strikes the upper surface of the impenetrable foliage of my trees, and but a few stray gleams steal into the inner sanctuary, I throw myself down among the tall grass by the trickling stream; and, as I lie close to the earth, a thousand unknown plants are noticed by me: when I hear the buzz of the little world among the stalks, and grow familiar with the countless indescribable forms of the insects and flies, then I feel the presence of the Almighty, who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes, and heaven and earth seem to dwell in my soul and absorb its power, like the form of a beloved mistress, then I often think with longing, Oh, would I could describe these conceptions, could impress upon paper all that is living so full and warm within me.